Loan to value ratio (L.V.R.) as a typical property increases in value – over 10 years.
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Year 80% Loan on original cost Property value LVR 0 $320,000 400,000 80% 
1 $320,000 440,000 72% 2 $320,000 484,000 66% 3 $320,000 532,400 60% 4 $320,000 585,640 54% 5 $320,000 644,204 49% 6 $320,000 708,862 45% 7 $320,000 779,486 41% 8 $320,000 857,435 37% 9 $320,000 943,179 34% 10 $320,000 1,037,496 30%
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The greatest power in this system is that your super can now grow exponentially instead of the present passive “linear” way.
At present, you would need to contribute large amounts of your own money to make your superannuation assets grow significantly.
Now, once you invest the initial 20% deposit (+ some set up costs), your super fund is able to grow powerfully without another contribution by you – ever. (of course your employer is compelled to continue paying the 9.5% contribution to your super).
This can really become exponential if you build assets in your personal name and as your wealth increases take out cash from time to time as deposit on more properties in your self managed super fund.